Homeownership is a key to building wealth in the U.S. The Federal Reserve reports that the average homeowner in 2016 had a household wealth of $231,400, compared to the average renter having a household wealth of only $5,200. CNBC data from the second quarter of 2020 according to the Census Bureau shows that white Americans have a homeownership rate of 76%, Black Americans have a homeownership rate of 47%, Hispanic Americans have a homeownership rate of 51.4% and Asian, Native Hawaiian and Pacific Islanders have a homeownership rate of 61.4%. Daley Relief would like to show clear pathways leading to homeownership. Individuals and families would be educated about programs that would lead to success. Whether it be programs set up for first time buyers to not have to put down as much money as normally required, or other programs which only require individuals to pay a mortgage for a certain number of years to own a house. There are pathways to homeownership that are not commonly known. We would like to make that information more readily available.